NO BANK/CREDIT UNION GUARANTEE. 1 0 obj <>]/Pages 3 0 R/Type/Catalog/ViewerPreferences<>>> endobj 2 0 obj <>stream 2018, Athenes Board of Directors has authorized approximately $500 Understanding common misconceptions can help you determine if a fixed indexed annuity is right for you. West Des Moines, IA 50266, Call: 888-ANNUITY (888-266-8489) Mailing Address: Please see Certificate of Disclosure and other documents for additional detail on this provision. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Please reach out to your Financial Professional for more details on state approvals and firm guidelines. Greenville, SC 29602-9087, Mailing Address: In addition, as with most other annuities, this contract is somewhat illiquid in that you are only allowed to withdraw up to 10% of the annuitys value during the first ten full years of the contract. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. With that in mind, if you happened to notice anything in this review that needs to be corrected and/or updated, please let us know that, too, and we will get on the revisions right away. it remains a highly accretive capital deployment opportunity to drive Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. Box 1555 By maximizing your clients' income potential with 2 growth options plus three income payment options.1. The products offered by Athene include: Athene had total assets of $132.9 billion as of March 31, 2019. AthenePerformance Elite7 Rates and Availability, Athene Performance Elite 10 Rates and Availability, AthenePerformance Elite15Rates and Availability. Any sale of an annuity will require contact with a financial professional. Greenville, SC 29602-9032. IMMEDIATE INCOME BONUS FEATURES ATHENE GLWBSM Rider - AN3025 (12-08) 6.5% compounded annually; credited annually 10 years 1% no recapture / In addition to any premium bonus available with annuity Helps clients create buildup more quickly ATHENE Enhanced GLWBSM Rider - AN3026 (12-08) 6.5% compounded annually; credited annually ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. Growth Plus Liquidity. $ 10,000.00. Registered Index-Linked Annuities (RILAs). Optima For claim forms, call 800-423-9398 to speak with a customer service representative. Optima While the name Athene USA is somewhat new in the industry, this entity has actually acquired several other insurance and financial companies that have a long-standing, positive track record some having served their customers for more than a century. other operational systems failures; the continued availability of Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. PO Box 19087 Athene Income Select Bonus Fixed Index Annuity at a Glance. company that issues, reinsures and acquires retirement savings products However, you may also find that it can fall somewhat short and that there could be some other alternatives out there that are better for you. We are pleased with our share repurchase execution to date and believe endstream endobj 3 0 obj <> endobj 6 0 obj <>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 7 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 8 0 obj <>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 9 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Shading<>/XObject<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 10 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Shading<>/XObject<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 11 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Shading<>/XObject<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 12 0 obj <>/ExtGState<>/Font<>/ProcSet[/PDF/Text]/Shading<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 13 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 62 0 obj <>stream Athene Holding Ltd. (Athene) is a leading retirement services company that issues, reinsures, and acquires retirement savings products. 0 Includes all the features above plus a liquidity rider (for a charge) with features that are among the most robust in the industry. NO BANK/CREDIT UNION GUARANTEE. Products not available in all states. While your money is not invested directly in the index, you do receive index credits based partly on how the index performs. If qualifications are met, the Lifetime Income Athene USA This particular annuity will usually work the best for those who are looking for: Conversely, the Athene Income Select Bonus Fixed Index Annuity may not fare so well for those who: There are many factors that should ideally be taken into consideration if you are thinking about purchasing an annuity. Athene Holding Ltd. (Athene) (NYSE: ATH), a leading provider of Combines a lower Guaranteed Simple Interest Rate with the potential for Interest Credits. This press release contains, and certain oral statements made by our 0 Peace of mind for the journey ahead NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. Athene, through its subsidiaries, is a leading retirement services Buffer Segment Option Linotype AG TrueType Collection MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. 6 Required Minimum Distribution as defined by Internal Revenue Code Section 401(a)(9). Please reach out to your financial professional if you have any questions about insurance products and their features. View source version on businesswire.com: https://www.businesswire.com/news/home/20190605005566/en/, Media ContactKaren Lynn+1 441 279 8460+1 515 Every FIA is different, but youll generally choose a term from one to 7 years. Additional limitations, variations, and exclusions may apply. If Athene lowers the declared 1-Year Point-to-Point Index Strategy Annual Cap Rate below the Bailout Cap Rate, this feature gives full access to the Accumulated Value for up to 30 days after the Contract Anniversary in which the Bailout Cap Rate was pierced - free of any charges - so clients can feel confident about their money. endstream endobj 3 0 obj <> endobj 6 0 obj <>/Font<>/ProcSet[/PDF/Text/ImageC]/XObject<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 7 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 8 0 obj <>/Font<>/ProcSet[/PDF/Text]>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 9 0 obj <>/Font<>/ProcSet[/PDF/Text]/Properties<>>>/TrimBox[0.0 0.0 612.0 792.0]/Type/Page>> endobj 23 0 obj <>stream A fixed indexed annuity that's focused on income. Atlanta, GA 31139, Mailing Address: Product features, limitations and availability vary; see the Certificate of Disclosure for details. How liquid assets fit into your retirement plan. Reinsurers may not be licensed in all states. Athene Holding Ltd. (Athene) is a leading retirement services company that issues, reinsures, and acquires retirement savings products. allocation considerations to help us continue to deliver significant 64 in Florida. Registered Index-Linked Annuities (RILAs). So, it is absolutely essential that you verify these claims before moving forward with the purchase of an annuity just like you would likely do before you commit to any high-dollar product or service. Help reach retirement savings goals with growth potential, tax deferral and guaranteed returns. All Rights Reserved | Privacy Policy, Independent Review of the American Equity Foundation Gold Fixed Index Annuity, Independent Review of the American General Power Advantage 10 Fixed Index Annuity, We use cookies to enhance your experience while using our website. Waivers/benefits may not be available in all states. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. Such statements are subject to risks and uncertainties that Before you dive head first into the purchase of an annuity, though, it is essential that you have a good understanding of just exactly what these products do and dont do and that you also know how the type of annuity that youre considering will work. NOT A DEPOSIT. Optima PEMBROKE, Bermuda--(BUSINESS WIRE)-- With its built-in income rider, the Athene Ascent Pro annuity is designed to help bridge the "income gap" by converting a portion of your personal savings and investments into a stream of income you can count on. security will diversify our capital structure, receive favorable equity 0 Todays announcement reflects intermediate-term capital Provides a level of protection, up to the Buffer Rate, from typical market volatility and is a percentage of loss you dont wish to absorb. 3 Not available on all strategy options. Premium Bonus annuities include a Premium Bonus Vesting Schedule and may include a lower Cap Rate, higher Spread Rate or other limitations not included in similar annuities that don't offer a Premium Bonus. 646 768 7309ngunn@athene.com. 0.9x. 2015-05-14T10:55:09-05:00 Annuities contain features, exclusions, limitations and availability that may vary by state and/or sales distributor. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. life insurance industry, maintaining capital for opportunistic asset Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. Then, once we have run these figures, we will provide you with a detailed spreadsheet at no charge. For instance, while youll have the opportunity to earn a nice rate of return that is based on the performance of the underlying index, this return can be limited due to the cap that is in place. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. To view individual credentials, go to https://brokercheck.finra.org/. We create opportunitiesfor your clients and for you with competitive annuity solutions for accumulation, income, protection and legacy. We do not undertake any obligation to update or revise 0 Please reach out to your financial professional if you have any questions about insurance products and their features. Withdrawals are not credited with index interest in the year they are taken. Withdrawals in excess of the free amount are subject to a Withdrawal Charge, MVA and any Premium Bonus Vesting Adjustment which may result in the loss of principal. 3The bonus and any earnings on the bonus are subject to a Premium Bonus Vesting Adjustment. These should include but are not limited to how the annuity can produce a return, how safe your money will be, how the income will pay out, and whether or not there are any other optional features that may be added to the annuity (as well as any added costs). 1547076545 Athene Amplify 2.0 RIA II (01/22) or state variation is issued by Athene Annuity and Life Company, West Des Moines, IA, and distributed by its affiliate Athene Securities, LLC, West Des Moines, IA, member FINRA/SIPC, a registered broker-dealer. This material is a general description intended for general public use. discussed from time to time in Athenes filings with the SEC, including Athene FIAs offer optional riders that provide benefits like lifetime income, increased liquidity or an enhanced death benefit option. Products not available in all states. See page 11 for additional information. West Des Moines, IA 50266, Call: 888-ANNUITY (888-266-8489) In addition, we also know that details about annuities and other financial products, too can change somewhat quickly. to and expectations and are often identifiable by use of the words NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. capital solution. Call 888-ANNUITY (888-266-8489) and we'll be happy to help you. This annuity has six different crediting strategies, as well as a first-year premium bonus that is credited immediately, rather than incrementally. We are a team of financial and annuity experts who focus on providing comprehensive and unbiased annuity reviews online. In Oregon, the Performance Elite 15 Plus Enhanced Free Withdrawal amount is 0% in the first year and increases to 10% beginning in the second contract year. Participation Rate: A percentage that is multiplied by a positive index change, after the application of the Cap Rate, to calculate the Segment Credit. Ascent 10 Bonus Select: Ascent 5: ATHENE Performance Elite 10 Plussm: ATHENE Performance Elite 10 Pro Plussm: ATHENE Performance Elite 10 Prosm . repurchases of common stock is estimated to be approximately 15% of the It's a great time for you to join one of the leading retirement services companies. The Income Base is not available in a lump sum. Please see Certificate of Disclosure for more information. Call 855-615-2276 to speak to an Alliance-One customer service representative. Optima-BoldItalic We have a strong track record of Optima-Bold Financial professionals will be paid a commission on the sale of an annuity. Withdrawals in excess of the free amount are subject to a Withdrawal Charge, MVA and any Premium Bonus Vesting Adjustment which may result in the loss of principal. All names, marks, and materials used for the reviews on this site are property of their respective owners, and not those of AnnuityGator.com. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. Since December 2018, Athene's Board of Directors has authorized approximately $500 million of share repurchase capacity; to date, the Company has opportunistically acquired 7.8 million shares of common stock for a total of $325 million at an average price of $41.49 per share, representing an adjusted price-to-book value multiple of approximately Under current tax law, the Internal Revenue Code already provides tax deferral to qualified money, so there is no additional tax benefit obtained by funding a qualified contract, such as an IRA, with an annuity; consider the other benefits provided by an annuity, such as lifetime income and a Death Benefit. 80820_QRG_MC_FIA_0314.indd Save my name, email, and website in this browser for the next time I comment. Company Release - 6/5/2019. quarterly report on Form 10-Q for the quarter ended March 31, 2019 and Optima The key to achieving emotional and financial well-being in retirement is preparation. NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY. has filed with the SEC for more complete information about the issuer Linotype AG Athene Ascent Pro 10 Bonus Rates and Availability, Athene Ascent Pro 10 Bonus Payout Factors. Here are three other retirement planning options you should consider. NO BANK/CREDIT UNION GUARANTEE. highly regulated industry; regulatory changes or actions; the impact of Annuity riders may be available for an additional annual premium that can provide additional benefits and income guarantees. Features vary by product. The key to achieving emotional and financial well-being in retirement is preparation. Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. By maximizing your clients' income potential with twogrowth options plus three income payment options.1. xmp.did:272A5B23652068118083F0B7E582CB61 For claim forms, call 800-800-9882 to speak with a customer service representative. 6.1 For financial professional use only. Built for accumulation with highly competitive rates. to maximize income. Aviva AIL Income Preferred Ten Guide - National Benefit Advisory forward-looking statements include actions, events, results, strategies 1547076545 Athene Launches Preferred Stock Offering. TrueType Collection We do, however, also want to be clear in that we fully believe that annuities can, in fact, offer a long list of very good benefits provided that they are a good fit for you and your overall financial goals. Following that seminar, you may even have made a follow-up appointment with the presenter or with another financial advisor, with the purpose of purchasing an annuity. If at the end of the withdrawal charge period, the total interest credited to the Accumulated Value is less than the Minimum Interest Credit, the client automatically receives a one-time interest credit equal to the difference.4. It is not a recommendation to purchase or to sell an annuity. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR. Product features, limitations and availability vary; see the Certificate of Disclosure for details. xmp.id:926C9A28682068118083F0B7E582CB61 by telephone at 1-866-718-1649, BofA Securities, Inc. by telephone at underwriter or any dealer participating in the offering will arrange to These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. Additional limitations, variations, and exclusions may apply. S7293_CurrentAnnuities_05-15.indd Training is required prior to selling any Athene annuity. NOT A DEPOSIT. 0 The contingent share repurchase capacity authorized to offset any Accumulation may not exceed 20 Contract Years. preference shares (to be represented by depositary shares). These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. To help Before you invest, you should read the Just click here to let us know which products you are interested in seeing. While we do realize that this annuity review was a tad bit long, our feeling is that we would much rather provide you with a lot of details than with not enough. Athene has not endorsed this review in any way, nor do we receive any type of compensation for providing this review. PO Box 19087 and developments to differ include, without limitation: the accuracy of Become a Game Changer and help more people make their next life their best life. risk-reward, all while preserving balance sheet strength. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. PEMBROKE, Bermuda-- (BUSINESS WIRE)-- Athene Holding Ltd. ("Athene") (NYSE: ATH), a leading provider of retirement savings products, is launching an opportunistic offering of preference shares (to be represented by depositary shares). 7 The Strategy Charge Credit will be added to the Accumulated Value at the end of the Withdrawal Charge period if the sum of all sum of all strategy charges applied, minus the sum of all interest credits, is greater than zero. 3676022683 Benefit 10 Pro: Benefit 10 Select: Income Preferred Bonus: Income Preferred Bonus S: Income Preferred Ten: TargetHorizon 10: TargetHorizon 10 Select: TargetHorizon 15: TargetHorizon 5: Delaware Life . ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. Request Info Before purchasing any type of insurance and/or investment product, it is important that you do your own due diligence, and that you consult a properly licensed professional if you should have any specific questions that relate to your individual situation. Theseproducts and the components and features contained within are not available in all states or firms. Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. Linotype AG To complete your product training, visit the RegEd site, Discover everything you need to know about the indices that power Athene annuities, go to Index Information, For product support or to run an illustration, contact the best Sales Desk in the business at 888-ANNUITY. Products not available in all states. The Earnings-Indexed Income option provides clients with the potential to grow their lifetime income stream based on a percentage of the Interest Credits, if any, that are applied each year to the annuity's Accumulated Value. Over the past several years due in large part to the constant volatility of the stock market these types of annuities have become quite popular. With that in mind, unless your financial advisor specializes in annuity products, it is a good idea to do some additional research on your own in order ensure that you know just exactly what youre getting into. How you can generate big savings without exposing yourself to too much risk. This is not at all surprising, as there are many annuities out there today and everyone seems to have a different opinion about them. Athene AccuMax ICC20 STA (11/20);Athene Accumulator GEN (09/15) NBand Athene Accumulator Legacy Rider ICC16 GMDB (06/16);Athene Agility GEN (09/15) NB, Income and Death Benefit Rider IR (06/18)and Enhanced Income Benefit Endorsement EIBR (06/18);Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14)and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15);Athene Ascent Pro 10 Bonus GEN10 (04/14)and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15);Athene Performance Elite GEN (09/15) NB, GEN10 (04/14), TBS15 (09/12)Athene Performance Elite Plus BONUS (04/17)and Enhanced Liquidity Rider ICC15 PEPR (11/14);Athene Protector GEN (09/15) NBand Return of Premium Rider ICC17 ROP (08/17)or state variation is issued by Athene Annuity and Life Company, West Des Moines, IA. Protecting savings in turbulent times. 3676022683 Become a Game Changer and help more people make their next life their best life. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. You want to leave a legacy With an Athene annuity, you can provide your loved ones with a death benefit in the event of your death. Since December How? Any discussion of this product must be preceded or accompanied by a Prospectus which provides more detailed product information, including all charges or limitations as well as definitions of capitalized terms. Reinsurers may not be licensed in all states. Currently, there is $172 million of share repurchase capacity remaining Athene Ascent Pro 10 Bonus GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. For claim forms, call 866-626-1161 to speak with a customer service representative. Contact Us. FIAs are powered by the crediting strategy you choose. Annuity contracts and group annuity contracts are issued by Athene Annuity and Life Company (61689), West Des Moines, IA, and Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware, in all states (except New York), and in D.C. and PR.
